.body        { font-family: Times New Roman; font-size: 14pt; color: #000000 }
.text        { font-family: Arial; font-size: 10pt }
.footer      { font-family: Verdana; font-size: 10px }
.headings    { font-family: Times New Roman; font-size: 18pt; color: #000000; font-style: 
               italic }